Our Services

The Company MSK ENTERPRISES PRIVATE LIMITED is fully capable of providing the services of following categories,

Insurance Surveying/Loss Adjustment:

The firm serving the industry as Insurance Surveyor/Loss Adjusters since 1986. We are licensed from SECP (Security & Exchange Commission of Pakistan), conducting Insurance Surveys and loss assessment in following categories,

•           Miscellaneous/ Machinery Erection and Breakdown, which includes

•        Machinery Break down

•        Contractor’s All Risk (CAR)

•        Erection All Risk (EAR)

•        Contractor’s Plant & Machinery (CPM)

We have settled a huge list of surveys pertaining under license No. (MBD/MISC 91-S-Mach.F) granted by SECP.A very short reference of few major surveys is given as under,    

– Settled the loss/damages to (Gomal Zam Hydel Power Plant, Dam and irrigational Channels) due to abnormal flood along with land sliding.

– Damages to Larkana Protection and Guide bank, Civil Project due to flood.

– (Kachi Canal project – Damages to Irrigation canal and roads),

– Damage to Mirani Dam Project at Baluchistan during construction due to un-precedent abnormal rains and flood. CAR Policy

– Other losses handled over the years include claims pertaining to Sugar Mills, Fertilizers manufacturing plants, Cement Mills, Power Plant (Turnkey assignment of 18 month for Marine cum storage and Erection of Kohinoor Power Plant).

 

  • Boilers and Pressure Vessels Losses

  • Electronic Equipment Insurance
  • Mobile Phone Accidental Insurance Losses/Affinity Insurance

As pioneers in loss surveying and settlement for accidental damage claims on electronic equipment like mobile phones and tablets in Pakistan, we undertook a challenging two-year project. We developed a comprehensive procedure encompassing survey methodology, document collection, information verification, physical inspections, and analysis of claim-impacting factors. This process was implemented nationwide, with a demanding target of settling 300 claims per day within 24 hours during the campaign’s peak. To ensure compliance and mitigate legal risks, we prepared insurers for potential consumer court notices. Our team of expert surveyors, equipped with cutting-edge technology and resources, meticulously documented each claim with audio recordings for future reference. Over the course of a year, we successfully conducted and reported on approximately 8,000 surveys, ensuring a smooth and efficient campaign.

  • Banker’s Blanket Insurance
  • Cash in Transit/Safe
  • Plastic Card, Interbank Fund Transfer Fraud Losses

Rapid economic growth, innovative banking practices, and global advancements in information technology have unfortunately coincided with a surge in banking-related crimes. These include sophisticated methods like plastic card skimming and fraudulent interbank fund transfers. Furthermore, banks face internal threats such as employee infidelity, which can lead to significant financial losses. At

Huge fire losses warehouse of utility items pertaining to Utility Stores Corporation at their main stores located at Multan Road, Lahore.

Earthquake loss causing damage to a Cement Silos in a Cement plant, to Silk Road, Hotels and Restaurant at Kashmir.

Fire loss in the Packaging Machinery of a Paper and Board Mills causing damage to Machinery and stocks, USD 1.5 M.

Fire and explosion loss in a Fertilizer Plant causing damage to Primary Reformer at Mianwali, the loss amounted to USD 2 M.

Numerous losses of Ginning Factories to stock of cotton bales and loose cotton due to fire and single claim amount to US 0.7 Million.

Numerous claims in Textile Ginning, Spinning, Weaving, Dyeing and Processing handled over the years of up to USD 5 M.

  • Loss of Revenue and Profit

Have experience of handling loss of revenue of M/s SNGPL due to terrorism causing major losses to their transmission Lines at Dera Bugti and Sui station etc. We are the major surveyors to calculate their loss of revenue.

Similarly, for Power Plants under the Punjab power development company, we are only option for calculation of loss of profit.

  • Marine/Transit Surveys including bulk cargo

 

Damages to Power Plant Transformer during transit, claimed amount (equivalent to US $ 670,000).

  • Motor Accidents and Third-Party Losses. Motor Theft/Snatching (LTVs and HTVs)
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